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‘Absolutely Check Your Policies': Breezy Point Couple Learns COVID's Effect On Insurance The Hard Way

Posted On: Jun 12, 2021   |   Posted By: CBS

MINNEAPOLIS - In nearly 30 years, their lake view in Breezy Point never got old to Diane and Jim Williams.
“The ideal life up there where everyone else is striving to get to,” Diane Williams joked.
They've spent the last year and a half striving to get back.
“I stood up and smelled a wiff of smoke as if someone had blown out a candle,” she said.
In January of 2020 Jim who has dementia and is disabled left a chair too close to a small heater in the garage.
“It was strictly an accident but devastating,” Williams said.“The house ended up being condemned by the city.”
The Williams assumed insurance would cover the cost to rebuild.
President of United Claim Service, Mike Pakkala is a public adjustor who told WCCO he is working with at least a dozen others in similar circumstances
“I would tell you in May or June of 2020 the limit of Diane's policy was adequate. Now it's up to $100,000 short,” Pakkala said.
He calls right now the perfect recipe for problems between COVID construction delays and building...

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